I’m a first time home buyer (or condo depending).
I’m trying to figure out roughly how much I could get for a mortgage at the various standard options. I make ,000 a year, no dependents, unmarried and have good credit. I have enough money saved for a down payment as well. I really appreciate all of your help! thanks!

I am looking to buy a condo in Los Angeles and I know there are deals for teachers as well as first time buyers. How would I go about utilizing both situations for my advantage? I have a real fear that the home business is full of rats who don’t care about you at all they just want a big return.

I am moving in October and I wanted to buy a house If i am a first time home buyer is there any Government grants I can get in Kansas? i would be living in Wyandotte county. If there is and they loans for my down payment or are they free grant money?

I’m interested in buying a house to rent out, but am wondering if it is possible to get a loan that is not dubbed “investment”, which usually requires up to 20% down payment and carry a higher interest rate than regular mortgages.

Click here for Part 1: www.youtube.com As the founder of Bello Mortgage, let my 11 years of experience and hundreds of resources find the best mortgage for you. The Canadian First Time Home Buyer video gives new home buyers the basics on what they should be expecting when they look to buy and finance their new home. This 2 part video looks at: -Application Process -Difference between Pre-approval and Approval -Different types of mortgages -Downpayment -Financing availability -Closing costs Click on the website for more. Free Legals, Appraisals & Bonus Offer if you state you found Bello Mortgage through YouTube. For more information or to receive our Free Newsletters, visit: www.mortgagespecialist.ca or call 604.303.9000 and talk to Pedro.

My fiance and I are looking to purchase our first home in the beginning of 2010. I make roughly 40,000/yr and he makes roughly 60,000. Is a house around 500,000 affordable for us without a large down payment? How much would our monthly mortgage roughly be? Would we get approved with fair credit and without a large down payment (around 20-40K)?

Take a sneak peak as Community Essentials interviews Perry Feralla as he gives home buyers tips on purchasing their first home. This show will air on Comcast channel 19 each Saturday in July, 2009.

I want to get pre-approved but i am not sure to do so in the area where i currently reside or the new location. I am a first time home buyer and i don’t want to be taken advantage of. I have found some really nice properties in the location i am moving to and i would like to jump on these deals while they are hot! I will not be moving until december of 09.

My husband and I were preapproved for a mortgage recently.

If we do not do anything to affect our credit, it it possible to have it un-preapproved from now until we close on our house?

This is both of our first home, so I am unsure of a few things. Thank you.

Here’s a video regarding regarding first time home buyer grants in each State and the Federal stimulus program. www.buying-your-first-home.com

I am a first time home buyer and I am working with a loan officer. The loan officer has given me two good-faith estimates of closing cost and fees.

All of the sudden there is an application fee of 450.00 which was never disclosed to me before. Should I pay it?

I heard that banks are notorious for adding on fees as the process goes on but is this legitimate?

Should I get a new loan officer if he doesn’t give me all the fees and qoutes up front?

Thanks in advance for all helpful advice!

Qualifying as a first time home buyer generally guarantees a variety of tax incentives and special FHA loans. Contact a local real estate agent about how to qualify for special first time home buyer benefits with advice from a real estate specialist in this free video on real estate. Expert: Beau Sasser Contact: www.northamptonrealtor.com Bio: Beau Sasser has been at Goggins Real Estate in Northampton, Mass. for many years, previously working for Sasser Properties in Aspen, Colo. and EcoFriendly Properties in Destin, Fla. Filmmaker: David Pakman.

On November 6, 2009 President Obama signed into law new legislation that extends the first-time home buyer tax credit beyond its Nov. 30 deadline and expands it to a wider group of home buyers. This video explains the facts and answers many home buyer questions regarding the tax credit. You can also get even more information by visiting  www.federalhousingtaxcredit.com

I’m a first time home buyer and looking for a multi-family home due to necessary circumstances. I’ve seen some homes I liked, but they either needed a lot of work (most of the issues seem to be cosmetic, but who knows what other violations they have), or they were very clean, but they just did not wow me (or they had someone who had a lease living in them, but b/c we’ll need both residences that’s going to be a problem).

I’ve been to a few home buying classes, but I found my still learning on the go and increasingly frustrated b/c my wife and I want to move yesterday (but that’s just my impatience). When searching for homes, are there any keywords or things I should be looking for visually that will help me find a home easier?

We have engaged a great realtor and he’s been pointing things out, but are there some things I need to know.

Click here for Part 2: www.youtube.com As the founder of Bello Mortgage, let my 11 years of experience and hundreds of resources find the best mortgage for you. The Canadian First Time Home Buyer video gives new home buyers the basics on what they should be expecting when they look to buy and finance their new home. This 2 part video looks at: -Application Process -Difference between Pre-approval and Approval -Different types of mortgages -Downpayment -Financing availability -Closing costs Click on the website for more. Free Legals, Appraisals & Bonus Offer if you state you found Bello Mortgage through YouTube. For more information or to receive our Free Newsletters, visit: www.mortgagespecialist.ca or call 604.303.9000 and talk to Pedro.