I am looking to purchase a bank owned home and I live in California. I have a credit score of 650 and I make about 40,000 a yr.

I am looking to purchase a home but I am not sure what kind of loan is available to me as a first time home buyer.

I have heard about a lot of loans available but I’m not sure which ones are the most suitable for me. I am also not sure which lender or mortgage company to go with?

Any ideas would help!

I am looking for a NEW home. What do I need to do to get myself ready financially (besides pulling my credit score). What pitfalls should I look for when trying to purchase a new home? Anyone know good programs for first-time buyers?

Basically, I found a home for ~k that my girlfriend and I really like. We are very serious about getting it instead of renting longer. It is a place I intend to live in for ~10 years, start a family in, etc. And this seems like a great time to buy. But will I be able to get approval for it??? I’ve checked so many sites online, and gotten so many different answers!

About me: I am 22. Finishing 3rd year, out of 4, for my B.S. in Systems/Operations Engineering. Following which, I am enrolled & accepted to start my Masters in Engineering. I gross about k a year right now, while I am in school. My credit score is fair, ~650 or such last I checked some several months ago. I know I can afford the raw mortgage, home insurance, etc etc monthly costs (and still have lots of extra cash). But I am concerned I may not get approval.

I have paid off all delinquent things on my credit report and all I have on there is my carnote and my student loan which are both in good standing. I still have a low credit score which is what is damaging me right now. Any suggestions of lenders or companies that can assist me with purchasing a home?

I am 23 and single. I have a credit score of 728, and I make a yearly salary of about ,000. I have no debt, no student loans, and little to no monthly bills. I am looking to buy my first home.

What are the kinds of loans, grants, or low interest rates I can take advantage of in New Jersey so I can afford as much ‘home’ as possible?

How expensive of a house could I expect to buy If I have ,000 saved up for a downpayment, and reap the benefits of the state and federal government?

Thanks!