I’m a first time home buyer (25 YO) and I’m 100% sure that I want to buy a house when my current lease is up. I have already pre-qualified so I know what I can afford.

My problems/questions/issues:
-VERY limited upfront finances available (concerned about having enough for ernest deposit and closing costs)
-Uncertain as to realtor or go it alone (concerned about commission costs)
-If going alone, any advice?
-How to choose a mortgage broker (if you shop, does every broker run your credit everytime? Don’t want that!)
-How long is the process?
-Any other advice you want to offer!!

I really don’t know where to look for this info, who to trust, etc – hope to find someone here!

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