The one who offers minimal interest and does not require a downpayment, if not minimal.

Also, in case of an above minimal downpayment, where can I get a downpayment and closing cost loan?

I have excellent credit and my wife and I both work as nurses. We bought a new car with cash thus we used up our savings supposedly for downpayment.

Thanks in advance.

Next step in the home buying process for me – securing a mortgage Also watch part 1 – visiting houses: www.youtube.com Compare rates: www.zillow.com moneycentral.msn.com I don’t consider myself an expert here, I’m just a first time home buyer trying to document part of the process and share some tips. I got pre-approved for my loan last week and hope to put an offer down on a place in a few days!

Spokane Home Buying Expert – Ross Quintana Shares Tips for Home Buyers who are Just looking and Just Getting Started. Get more information at www.TeamQuintana.com

Home selling tips – How to sell a home that did not sell – when it was listed on the market. These tips will benefit any home seller that wants to sell their home.